September is always a special month around these parts. School is back in session and the school zones are active generating revenues for the county as the cops nab speedsters who had a moment’s lapse. I’ve been lucky, my years of driving have been laspeless when it comes to getting a speeding ticket. It’s the one thing in life I’ve never been given. Honest. It does not mean I do not speed. It means only that I have never been caught. There now, I probably jinxed myself.
Another sign of September is pumpkin…the flavor. Suddenly things pumpkin begin to appear on every aisle at the supermarket. It is amazing how many food products can be tainted with pumpkin flavoring beginning in September each year. It’ll last through Thanksgiving and then slowly disappear almost as quickly as it came. I still have some pumpkin coffee from last year…and I will probably save it again for some special time down the road. Perhaps when I’m entertaining people I don’t care for.
September is also a very special time right here in the Kuhn household. It’s that time of year when the annual renewal for the homeowner’s insurance policy is due. When it arrives in the mail it always offers a moment of surprise upon opening it and peering timidly down into the envelope to discover exactly how much more this year’s policy will cost. I can always count an increase of at least $100 to $200 dollars. This is, after all, prime hurricane territory and given that Hurricane Irma blew through town last year at considerable cost in damages to many places, I expected a definite increase in the insurance premium this year. Maybe even as high as $300. Well, September was indeed a benchmark month this year. The homeowner’s policy leaped up to a $600 dollar increase. Now, isn’t that special? Of course there was the usual page explaining that hurricane claims carry a separate deductible…that went from $5000 to $6000. If it’s a good storm, it’s easy to rack up $6 grand in damages. That kinda blows you away, doesn’t it?
And last but no least—definitely not least—the renewal on my life insurance policy arrives in September. Life insurance is usually one of those more costly items you face throughout your life. It’s at least tolerable when you are young, but when you get up into your 70s you’d be surprised how much the policy cost. I have to ration out the payment into two parts, one now and the balance six months down the road. But not to worry, I won’t have much longer to pay for it. That’s because I will either be dead or the insurance company will drop me at whatever the latest annual death rate average is. After all, they will gamble only so much on how long I’ll be around.
So there’s September, that wonderful month that I look so forward to each year. You’d think at least I could enjoy the change in weather that September usually brings…but not here in South Florida. First, the leaves don’t change colors down here, nor do they drop from the trees. And too, the temperature can still spike in the 90s if it wants. But it’s okay, the electric bill covers that continuously running air conditioner.
And hey, it’s football season and it’s always a guess to see how bad the Dolphins are this year. Who knows, maybe they’ll at least have a winning season. You know what? I’m going to assume they will improve this year, not like all those other years the past decade. Yeah, I’m going to be optimistic. Go Dolphins! I feel better now…think I’ll go have a slice of pumpkin pizza.